1 00:00:00,759 --> 00:00:02,720 How to find and choose a Tricare 2 00:00:02,720 --> 00:00:06,530 provider . Need to find a Tricare 3 00:00:06,530 --> 00:00:09,159 provider ? No problem , let's make it 4 00:00:09,159 --> 00:00:11,840 easy . Here's how to find the right 5 00:00:11,840 --> 00:00:14,220 care while keeping your costs low . 6 00:00:14,920 --> 00:00:16,976 First , what kind of provider do you 7 00:00:16,976 --> 00:00:19,319 want to see ? Tricare providers fall 8 00:00:19,319 --> 00:00:22,239 into two main types , network and 9 00:00:22,239 --> 00:00:24,909 non-network . Network providers are 10 00:00:24,909 --> 00:00:27,319 your best bet . They work directly with 11 00:00:27,319 --> 00:00:30,040 Tricare , so you'll pay less , avoid 12 00:00:30,040 --> 00:00:32,207 surprise bills , and they'll file your 13 00:00:32,207 --> 00:00:35,240 claims for you . Non-network providers 14 00:00:35,240 --> 00:00:37,459 can still treat you , but costs may be 15 00:00:37,459 --> 00:00:39,459 higher , and you may have to handle 16 00:00:39,459 --> 00:00:42,729 your own paperwork . There are 2 types 17 00:00:42,729 --> 00:00:44,529 of non-network providers , 18 00:00:44,810 --> 00:00:47,409 participating and non-participating 19 00:00:47,409 --> 00:00:51,200 providers . Remember to ask non-network 20 00:00:51,200 --> 00:00:53,422 providers if they're TriCare authorized 21 00:00:53,422 --> 00:00:55,533 before getting care , even if they've 22 00:00:55,533 --> 00:00:57,840 accepted TriCare in the past . If they 23 00:00:57,840 --> 00:01:00,080 aren't TriCare authorized , Tricare 24 00:01:00,080 --> 00:01:02,247 won't pay for any part of your claim . 25 00:01:02,639 --> 00:01:04,472 Now that you know your different 26 00:01:04,472 --> 00:01:06,472 options , you'll need to know where 27 00:01:06,472 --> 00:01:08,306 you're getting care . Tricare is 28 00:01:08,306 --> 00:01:10,528 divided into different regions , east , 29 00:01:10,550 --> 00:01:13,269 west , and overseas , which are managed 30 00:01:13,269 --> 00:01:16,660 by separate contractors . Your Tricare 31 00:01:16,660 --> 00:01:18,660 plan determines the rules for which 32 00:01:18,660 --> 00:01:20,827 providers you can see . So here's what 33 00:01:20,827 --> 00:01:22,938 you need to know about each plan . If 34 00:01:22,938 --> 00:01:25,160 you have Tricare Prime or Tricare Prime 35 00:01:25,160 --> 00:01:27,580 overseas , your PCM will provide most 36 00:01:27,580 --> 00:01:29,779 of your care . So there's no need to 37 00:01:29,779 --> 00:01:32,339 keep looking for a provider . Call your 38 00:01:32,339 --> 00:01:34,660 PCM to make an appointment . If you 39 00:01:34,660 --> 00:01:37,019 need it , your PCM will refer you to a 40 00:01:37,019 --> 00:01:40,069 specialist . If you have TriCare Select , 41 00:01:40,309 --> 00:01:43,069 TriCare Select Overseas , TriCare 42 00:01:43,069 --> 00:01:45,459 Retired Reserve , or TriCare Reserve 43 00:01:45,459 --> 00:01:47,879 Select , you can visit any provider who 44 00:01:47,879 --> 00:01:50,260 is approved by TriCare . Remember , 45 00:01:50,400 --> 00:01:52,344 you'll always pay less when seeing 46 00:01:52,344 --> 00:01:54,709 network providers . If you have TriCare 47 00:01:54,709 --> 00:01:56,400 for Life , seeing a Medicare 48 00:01:56,400 --> 00:01:58,680 participating provider is the most cost 49 00:01:58,680 --> 00:02:01,660 effective option . Now that you know 50 00:02:01,660 --> 00:02:03,771 how to choose a provider , let's help 51 00:02:03,771 --> 00:02:05,771 you find the right one for you . To 52 00:02:05,771 --> 00:02:07,993 find a provider , use the find a doctor 53 00:02:07,993 --> 00:02:10,339 tool on the Tricare website or your 54 00:02:10,339 --> 00:02:12,660 regional contractor's directory . Let's 55 00:02:12,660 --> 00:02:14,716 look at an example . Say you need to 56 00:02:14,716 --> 00:02:16,938 see a dermatologist . You know you want 57 00:02:16,938 --> 00:02:18,938 to visit a network provider to keep 58 00:02:18,938 --> 00:02:21,440 your costs down . You live in the 59 00:02:21,440 --> 00:02:22,440 United States . 60 00:02:25,270 --> 00:02:28,350 And you have Tricare Select . Now 61 00:02:28,350 --> 00:02:30,572 you'll visit the provider directory for 62 00:02:30,572 --> 00:02:32,770 your region and type in dermatology . 63 00:02:35,869 --> 00:02:37,925 If you live in the east region , you 64 00:02:37,925 --> 00:02:40,036 will use the Humana Military Provider 65 00:02:40,036 --> 00:02:42,369 Finder . If you live in the West region , 66 00:02:42,369 --> 00:02:44,258 you will use the TriWest Provider 67 00:02:44,258 --> 00:02:46,779 Finder . If you are overseas , you will 68 00:02:46,779 --> 00:02:49,009 use the Overseas Provider directory . 69 00:02:50,580 --> 00:02:52,860 If you have Tricare for Life , check 70 00:02:52,860 --> 00:02:55,089 out the Medicare provider directory . 71 00:02:55,630 --> 00:02:57,408 Seeing a Medicare participating 72 00:02:57,408 --> 00:02:59,408 provider is the most cost effective 73 00:02:59,408 --> 00:03:01,990 option . Remember , check if they're 74 00:03:01,990 --> 00:03:04,750 TriCare authorized . Follow your plan's 75 00:03:04,750 --> 00:03:07,630 rules , and for lower costs , choose 76 00:03:07,630 --> 00:03:09,741 network providers whenever possible . 77 00:03:10,789 --> 00:03:12,845 Head to the TriCare website to learn 78 00:03:12,845 --> 00:03:14,789 more about making appointments and 79 00:03:14,789 --> 00:03:15,570 getting the care you need .